Finance

Dynamic Safe Withdrawal Rates In Action

One of my ongoing challenges as a writer is explaining financial concepts in an easy-to-understand manner. With a background in…

Earning Less Passive Income Has Changed My Life For The Better

In October 2023, my passive income took a significant $150,000 hit, representing a decrease of 39%, following the purchase of…

Analyzing Home Price Dynamics: A Guide To Smarter Purchases

Understanding how home prices fluctuate over time is one of the most intriguing insights gleaned from my post on the…

Understanding Why Homebuyers Get Into Property Bidding Wars

Well folks, as anticipated, bidding wars are back with a vengeance, at least here in San Francisco. If I were…

Investing In International Stocks For Diversification And Returns

Despite my extensive experience of 13 years working in international equities, living abroad for the same duration, and visiting approximately…

Embrace Rejection! How Getting Denied Saves Us Over $50,000

My life has been filled with rejections, and I’ve finally come to embrace rejection as a natural part of life.…

Cheapest To Most Expensive Car Brands To Maintain Long Term

Amidst a recent whirlwind of car maintenance expenses with my trusty nine-year-old Range Rover Sport, I embarked on a quest…

Giving A Gift Card Is The Best Way To Help Frugal People Spend

Since middle school, I’ve embraced frugality, largely influenced by my parents’ thrifty habits. They drove aging cars, donned the same…

Components That Affect Mortgage Rates The Most

Contrary to popular belief, it’s not the Federal Reserve but the bond market that controls mortgage rates. The Federal Reserve…

Investing In Private AI Companies Without Connections Or Big Money

I recently caught up with Ben Miller, CEO of Fundrise in person, about the Innovation Fund’s latest investments in private…